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This paper proposes a financial wellbeing framework that recognises the drivers, impacts and experience of economic insecurity and is based on the concept of economic dignity.

Economic dignity deals with the dimensions of a person’s dignity that are linked to their economic context. It connects to four different ways that the term dignity is commonly used—as intrinsic to people, as a marker of status, as linked to serving a purpose in the community, and as a reflection of manner or bearing.

The framework builds on BSL research into economic insecurity and financial stress. It was developed through a series of workshops with BSL staff, informed by the conceptual thinking undertaken as part of the ANZ Tony Nicholson Fellowship.

It will be used to guide the development of programs that directly address financial hardship among those experiencing disadvantage, and to support advocacy for government and institutional policies that create the conditions for the financial wellbeing of all Australians.

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