A report from a review into the Australian banking sector focused on the role small and medium sized banks play in providing competition in the sector and the regulatory and market trends affecting them. It identifies several areas where regulation could be streamlined or simplified. The report provides recommendations for the Government and actions for...

De-banking occurs when a bank declines to provide banking services or withdraws banking services from an existing customer. A working group has examined key trends in de-banking and policy options and prepared this report.