This report explores the role of the insurance market in responding to complex issues related to climate change. It is informed by a nationwide survey of people that have home insurance, as well as interviews with homeowners and people who rent in communities affected by extreme weather events.

Consumers have an interest in disclosing sufficient and accurate information, in order to gain insurance cover. They also have an interest in the protection of data about themselves, and in fair dealing by the insurer. This report finds a number of privacy issues as the Australian Government introduces a Consumer Data Right (CDR) in the...