This report examines the role of insurance in superannuation, and explores the benefits of the system and potential enhancements.

There have been several comprehensive reviews that have rigorously assessed the superannuation system in Australia over the last decade or so. None of these has recommended the early release of superannuation for housing deposits, while several have made recommendations to the contrary.

From the inception of superannuation under the award-based system in the 1980s, to the now legislated move to 12% in 2025, the benefits of our superannuation system are being realised by more Australians. This report demonstrates the efficacy of our system in the rise of self-funded retirees and the increasing proportion of people retiring with...

This paper analyses data from both the Australian Taxation Office (ATO) and Australian Bureau of Statistics (ABS) to inform the debate about the tax treatment of superannuation, and particularly when it comes to relatively high superannuation balances.

This research was undertaken by ASFA with the cooperation of the Council of the Ageing (Australia), the peak community organisation for older persons. The interviews were undertaken by Ageing Agendas. The research examines some of the dimensions of ‘adequacy’ and retirement income from an individual perspective. It is largely qualitative in its nature, but the...