Person

Susan Thorp

Report

The impact of projections on superannuation contributions, investment choices and engagement

This report investigates the impact of retirement income projections on superannuation contributions, investment choices and engagement from fund members.
Working paper

Flexible long-term care insurance: an experimental study of demand

This paper examines stated preferences for long-term care insurance that pays extra income instead of reimbursing care costs. The results show that long-term care income insurance is likely to provide two important benefits to aging societies.
Working paper

Who starts a self-managed superannuation fund and why?

Self-managed superannuation funds (SMSFs) – small retirement savings funds with four or fewer members – now manage almost one third of retirement savings in Australia, and serve over one million members. The number of SMSFs has increased to more than half a million in two...
Working paper

Experiences of current and former members of self-managed superannuation funds

The number of self-managed superannuation funds (SMSFs) has grown at more than 5% p.a. over the past five years. The net growth rate consists of 7% new SMSFs and 2% closures. More than 570,000 SMSFs now serve over one million members but little is known...
Working paper

Delegation, trust and defaulting in retirement savings: Perspectives from plan executives and members

We combine survey data from retirement plan members with information from interviews with plan executives to get both perspectives on who accepts the default plan and default investment option and why. We use a natural experiment in default construction where a new regulatory framework required...