This paper highlights the inadequacy of the Australian welfare system for some groups and analyses how certain taxation and superannuation reforms could fund significant improvements in the financial position of Australians most in need. It proposes four budget-neutral policy options ranging from increasing working age payments through to a system-wide Guaranteed Minimum Income.

This paper reports the results of modelling of the main measures in the 2024-25 Commonwealth Budget that directly impact on the incomes of Australian households, the reductions in personal income tax that take effect from 1 July 2024, and main budget measures that directly impact on the incomes of Australian households from previous budgets of...

This paper summarises recent public opinion data on views on the economy, as well as experience and views on the housing market. It is based on data from the January 2024 ANUpoll, as well as historic ANUpoll data, and shows that compared to almost any time during the pandemic or immediately beforehand, Australians are more...

In this paper, the authors investigate the impact on retirement balances and retirement adequacy from various policy changes, such as the effects of changes to the Superannuation Guarantee and superannuation taxation policies.

This research paper was commissioned by the St Vincent de Paul Society National Council of Australia to help address the inadequacy of the Australian welfare system for some groups, in particular working age recipients. The paper proposes three simple policy proposals designed to improve the financial position of Australians most in need.