In this paper, the authors investigate the impact on retirement balances and retirement adequacy from various policy changes, such as the effects of changes to the Superannuation Guarantee and superannuation taxation policies.

This research paper was commissioned by the St Vincent de Paul Society National Council of Australia to help address the inadequacy of the Australian welfare system for some groups, in particular working age recipients. The paper proposes three simple policy proposals designed to improve the financial position of Australians most in need.

This research paper was commissioned by the St Vincent de Paul Society National Council of Australia Inc. as an initiative to help address the growing gap between ‘the haves’ and ‘the have nots’ in Australia. The paper proposes three simple policy proposals designed to improve the financial position of Australians most in need.

This evaluation draws heavily upon the administrative data on the children's and families' use of child care, along with surveys implemented by the Department of Education, Skills and Employment, and by the evaluation team, as well as extensive qualitative data from consultations and location-based case studies. It also draws upon contemporary literature and data published...