When a device controlled by artificial intelligence (AI) is involved in an accident causing bodily harm, who is at fault? The manufacturer, software developer or the user? This policy brief looks at the challenges in determining who is at fault when AI goes awry and how to address the liability gap.

This report provides an extensive analysis of how low-income households both value insurance and what they consider when making their insurance decisions. The findings point to both practical barriers, such as cost, for low-income households, as well as attitudinal differences in the perception of how reliable, helpful and/or cost-effective insurance could be.

This paper identifies elements within existing motor accident injury insurance schemes that may act as barriers to accessing compensation for personal injuries or death caused by an automated driving system. The paper discusses how these schemes, or alternative insurance models, could provide cover for injuries and deaths involving an automated vehicle.

This background paper provides information about car financing in Australia, including the range of participants and their relationship to car dealers, the relative market share of various participants, the size of the sector and the profitability of the sector.

Motor vehicles represent a significant asset for most Australian adults, as well as a vital enabler for economic and social interaction. Insurance is a sensible precaution to protect against unexpected loss or damage.