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Financial services industry

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Discussion paper

PostBank: filling a void, securing essential services


This discussion paper makes the case for the creation of a public bank in Australia by providing Australia Post with an Authorised Deposit-taking Institution (ADI) licence, and moving in time to establishing 'PostBank' as a full national savings and loan bank.
Report

AI barometer


This publication presents a major analysis of the most pressing opportunities, risks, and governance challenges associated with AI and data use in the United Kingdom, initially across five sectors.
Report

Criteria for certification under the Credit Contracts and Consumer Finance Act 2003


The confirmed ‘fit and proper’ criteria outlined in this response report focus on whether all directors and senior managers of lenders and mobile traders are competent, financially sound, honest, reputable, reliable and competent to do the job.
Book

Change finance, not the climate


Challenging the role of 'big finance' in our carbonised economy will require political intervention, not just technocratic fixes. This publication presents progressive proposals to build a fairer financial system that can respond to the climate crisis, rather than accelerate it.
Report

Justice tempered


This report finds that the Australian finance sector’s concentration on profits at all costs compromises the ethical integrity of workers in the industry. The report argues that while the Banking Royal Commission uncovered widespread misconduct in Australia’s banking and financial services sector, it failed to fully come to terms with the cause of that misconduct.