Banks and banking
Policy report
Ecosystem tipping points: understanding the risks to the economy and the financial system
Pressures on nature from human activity – such as land use change and pollution, as well as climate change - are increasing the risk of terrestrial ‘ecosystem tipping points’ (ETPs): non-linear, self-amplifying and irreversible changes in ecosystem states that can occur rapidly and on a large scale. The authors of this report argue that financial...
Discussion paper
Valuing safety and privacy in retail central bank digital currency
This paper explores the merits of introducing a retail central bank digital currency (CBDC) in Australia, focusing on the extent to which consumers would value having access to a digital form of money that is even safer and potentially more private than commercial bank deposits.
Briefing paper
Beyond reporting - the experience of scams in Australia
The Consumer Policy Research Centre has worked with data released 20 March 2024 (for the 2022-23 financial year period) to present some key findings that explore the incidence and reporting of scams in Australia, and what this has looked like over the last few years.
Book
Monetary policy responses to the post-pandemic inflation
This comprehensive overview of the monetary policy responses to post-pandemic inflation provides a unique reference for scholars, teachers, policy-makers, and investors seeking to understand and draw lessons from this tumultuous period.
Report
Dollars and sense: mitigating climate risk in a warming world
This report outlines current financial system risk arising from fossil fuel investment, focusing on bank lending to fossil fuel expansion and the potential to reform prudential regulation to ensure bank lending is aligned with a decarbonised future. The report also explores the loopholes Australia's banks are exploiting that undermine their strong sustainability commitments.