This essay argues that real house prices are being pushed up to levels which require buyers to take on large amounts of debt that are repaid later in the life course. As a result Australian home buyers are exposed to higher levels of credit risk for longer periods of their lives, as evidenced by growing...

The study emanated from a concern that popular and political support for home ownership is such that critical questions about the degree to which all home owners realise the projected financial and non-financial benefits of home ownership are rarely asked. In particular, do low-moderate income households gain the same benefits as households on middle and...

Almost 497,000 low-income households are spending more than 30% of their income on housing costs, and are classified as being ‘in housing stress’. With 45% of low-income private renters and 42% of low-income mortgagees in housing stress, housing assistance is increasingly an essential ‘safety net’ for Australians in need.

REIA is firmly of the view that the size of deposit covered by the Financial Claims Schemeshould not be reduced from its current level of up to $1 million per depositor per authoriseddeposit-taking institution.

The study emanated from a concern that popular and political support for home ownership is such that critical questions about the degree to which all home owners realise the projected financial and non-financial benefits of home ownership are rarely asked.