The Australian Competition and Consumer Commission (ACCC) is an independent Commonwealth statutory agency that promotes competition, fair trading and product safety for the benefit of consumers, businesses, and the Australian community.

The Consumer Data Right (CDR) gives consumers greater control over their consumer data by enabling consumers to direct a data holder to safely share their CDR data with an accredited data recipient (ADR). CDR improves consumers’ ability to compare between products and services to find better deals more suited to their needs and encourages competition between providers.

Among its other roles in relation to the CDR (such as accrediting potential data recipients and providing guidance to stakeholders), the ACCC is responsible for monitoring compliance with the Competition and Consumer (Consumer Data Right) Rules 2020 (CDR Rules), the Consumer Data Standards (the Standards) and Part IVD of the Competition and Consumer Act 2010 (the Act).

This report outlines findings regarding six data holders’ compliance with their authorisation-related CDR obligations and encourages all data holders to review the findings from this assessment and relevant guidance to ensure compliance with the CDR rules and standards.