Key points

August 2014 compared with July 2014:

Housing Finance For Owner Occupation:

• The total value of owner occupied housing commitments excluding alterations and additions fell 0.1% in trend terms, and the seasonally adjusted series fell 2.0%.

Personal finance:

• The trend series for the value of total personal finance commitments rose 1.0%. Fixed lending commitments rose 1.0% and revolving credit commitments rose 0.9%.
• The seasonally adjusted series for the value of total personal finance commitment rose 5.2%. Revolving credit commitments rose 5.9% and fixed lending commitment rose 4.7% .

Commercial finance:

• The trend series for the value of total commercial finance commitments rose 0.2%. Revolving credit commitments rose 0.4% and fixed lending commitments rose 0.1%.
• The seasonally adjusted series for the value of total commercial finance commitments fell 16.3% in August 2014, after a rise of 3.4% in July 2014. Fixed lending commitments fell 18.6%, after a rise of 21.0% in the previous month. Revolving credit commitments fell 9.6%, following a fall of 26.8% in the previous month.

Lease finance:

• The trend series for the value of total lease finance commitments rose 1.1% in August 2014 and the seasonally adjusted series rose 8.7%, after a fall of 7.3% in July 2014.