Marcus Banks


Hard times: Australian households and financial insecurity

How do households with low and uncertain incomes cope with risk and strive to make ends meet?

Caught short: exploring the role of small, short-term loans in the lives of Australians

This report presents an insight into the role of small, short-term loans in the lives of Australians. This area of the financial services sector has been growing rapidly in Australia over the past two decades. Our research aim was to explore the main reasons for...

Juggling risks: insurance in households struggling with financial insecurity

To understand why people on low incomes do or do not take out insurance we need to understand their overall financial circumstances and the multiple risks they face.
Working paper

Understanding financial wellbeing in times of insecurity

This paper provides a basis for a broader understanding of the factors that shape financial wellbeing and the capacity of individuals to experience economic security.
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