Abstract: This paper provides new evidence of coordination of retirement by mature age couples in Australia. Two complementary estimation approaches are used to highlight the importance of taking the household decision-making context into account when modeling the retirement behaviour of partnered men and women. First, a single risk hazard model provides insights into the influences...

This paper correlates individual villages with small area 2011 ABS Census data to build up a picture of Australian retirement village residents. This is in comparison to other types of living other retirees experience.

This paper argues that increasing longevity and an ageing society together represent the demographic climate change of our time, and that without prompt and considered action on a number of fronts – political, social and economic – we risk a loss to our quality of life. Executive summary 1.8 million people aged over 85 in...

The retirement risk zone represents a fragile period in the financial life cycle of people in defined-contributions superannuation. It primarily affects people of middle means. Sequencing risk has been described as an independent risk but it has largely been a consequence of the dominant asset allocation strategy, described here as aggressive constant-mix. Lifetime glide paths...

This booklet is intended to help Australians navigate the different phases of ageing.