This paper calls for certainty and stability in superannuation policy as the key ask of an incoming government. It identifies targeted reforms to protect and build upon the strengths of Australia’s superannuation system including preservation settings and improving equity outcomes. The paper sets out seven key priorities.

Australia’s superannuation system is too complex. This report finds that retirees are stressed and lack the confidence to spend their super savings, turning the multi-trillion-dollar compulsory superannuation system into a massive inheritance scheme. It proposes seven recommendations and three key government reforms to simplify super in retirement.

Firefighters and paramedics are regularly compelled to retire early due to barriers to working beyond the age of 60, thereby facing substantial risk of having inadequate retirement incomes. This paper presents the findings from simulations of retirement income trajectories for these emergency workers in Tasmania and discusses a range of policy responses to make early...

This paper compares the retirement income systems of Australia and New Zealand across metrics including adequacy, equity, and sustainability. It finds that Australia's compulsory contribution structure is very effective but that New Zealand's system promotes greater income equality and incentivises older people to stay in the workforce longer.

This report compares Australia’s superannuation scheme and Age Pension program with the pension systems of Sweden and Norway to show that the mostly public systems of these Nordic Countries are more effective at ensuring income security for retirees. Compared to both Sweden and Norway, Australia has a significantly higher poverty rate among people in retirement.