Prudential regulation
Report
Review into small and medium-sized banks
A report from a review into the Australian banking sector focused on the role small and medium sized banks play in providing competition in the sector and the regulatory and market trends affecting them. It identifies several areas where regulation could be streamlined or simplified. The report provides recommendations for the Government and actions for...
Report
Probity management in financial regulators: Australian Prudential Regulation Authority
The Australian Prudential Regulation Authority’s purpose is to ensure Australians’ financial interests are protected and the financial system is stable, competitive, and efficient. This audit provides the Parliament with independent assurance regarding probity management at the APRA.
Policy report
Enhancing the insurance sector’s contribution to climate adaptation
This paper examines the contribution of the insurance sector to climate adaptation. It also identifies potential approaches that policy-makers, regulators and supervisors could consider to support a greater contribution of the insurance sector to climate adaptation.
Report
Made by government: New Zealand's monetary policy mess
Central banks, above all, are responsible for overseeing financial stability and controlling inflation. This research note suggests that the poor governance arrangements, conflicting goals, grandiose aspirations and distractions, along with the excessive budget and lack of core expertise in key appointments, have created the current mess in the Reserve Bank of New Zealand.
Discussion paper
Strengthening prudential requirements for remuneration: discussion paper
In this discussion paper, APRA proposes creating a new prudential standard to better align remuneration frameworks with the long-term interests of entities and their stakeholders, including customers and shareholders.