This report assesses the impacts of the Australian Government's proposed Home Guarantee Scheme expansion. It finds that the expansion will increase house prices, make it harder for lower income earners to enter the housing market, and have a negligible impact on home ownership rates. It provides six recommendations, calling for the scheme to have comprehensive...

This report outlines how soaring debt repayments and a sharp reduction in lending have transformed China’s role in developing country finances from capital provider to debt collector. Mounting pressures from Chinese debts are especially severe for many of the world’s poorest and most vulnerable countries. A retrenchment in Western aid and trade is compounding these...

The current stability of Australia's financial system is assessed in this report. It finds both the Australian and global systems have displayed a high level of resilience in the face of recent shocks. However, strengthening preparedness for potential crises and geopolitical risk is increasingly important.

This research paper examines how small and medium enterprises (SMEs) access debt finance in Australia.

In the right circumstances, superannuation funds could provide capital for growth to SME’s and business more generally, complementing more traditional capital sources such as banks, according to this discussion paper.