The purpose of this study is to estimate the amount mortgages for owner-occupiers contributed to the profits of the big four banks in Australia: ANZ Bank, the Commonwealth Bank of Australia, the National Australia Bank and Westpac Banking Corporation. An analysis of the data suggests big banks profit disproportionately from housing loans to owner occupiers.

An examination of the profitability of Australian banks, focusing on profits generated from owner-occupier home loans. The report finds that Australian banks are highly profitable, extracting significant profits from home loans in particular. The report argues that this disproportionately burdens homebuyers, who represent a small proportion of banks' overall business.

This research paper examines how small and medium enterprises (SMEs) access debt finance in Australia.

Significant reforms were introduced to the Reserve Bank Act in late 2018 as part of a two-stage review, notably an expanded mandate and a committee decision-making structure. This article reviews the changes in the light of global and domestic challenges to central banking emerging since the global financial crisis.

This paper analyses the systemic risk in relation to bank lending for Asian economies. The methodology complements existing market-based systemic risk measures by providing measures based on accounting information that regulators typically collect. Loan loss provisions of banks are decomposed into (i) a prediction component that is based on observable bank characteristics, and (ii) two...