Banks and banking
Report
Review of the four major banks (second report)
This is the second report into Australia's four major banks.
Report
Strengthening the Asian Development Bank in 21st century Asia
The pace of change in Asia and new and more flexible sources of finance mean that the Asian Development Bank needs to continue to demonstrate its relevance to donors and borrowers. Key findings The ADB faces three challenges in the 21st century: navigating the evolving geopolitical dynamics of the region; fulfilling its mandate for economic...
Report
Inquiry into small business loans
On 6 September 2016, the Minister for Small Business, the Hon. Michael McCormack MP, tasked the Australian Small Business and Family Enterprise Ombudsman with undertaking an inquiry into the adequacy of the law and practices governing financial lending to small businesses. Consistent with other inquiries, the Ombudsman finds almost complete asymmetry of power in the...
Conference paper
The impact of government guarantees on banks’ wholesale funding costs and risk taking: evidence from a natural experiment
This study compares the effect of the introduction and removal of the Australian Government Wholesale Funding Guarantee Scheme (WGS) on the funding costs and risk taking incentives of authorised deposit-taking institutions (ADIs).
Briefing paper
2016 Budget superannuation reforms
After some years of stasis, superannuation tax reform was back on the agenda in 2016. Not since the Howard-Costello changes in the 2006-07 Budget has there been such a substantial amount of superannuation reform. However, the 2016 changes go in the opposite direction of the Howard-Costello reforms by tightening tax concessions received by those on...