A collection of nine articles provides short analyses of issues that may be considered over the course of the 48th Parliament. Each article gives a high-level perspective of significant public policy issues, covering background, context and legislative history, as well as some of the policy and legislative directions raised in the public debate.

Every three years since 2007 the Reserve Bank has conducted a Consumer Payments Survey, which provides comprehensive information on how Australians make payments. The 2022 survey is the first to be conducted since the COVID-19 pandemic, and so provides a valuable snapshot of its impact on consumer spending patterns.

This inquiry report provides an overview of the payments ecosystem, outlining both old and new payment systems. It also provides an overview of the technologies that enable digital wallets and mobile payments, and details of the major platforms and services offered in Australia.

This report shares key takeaways from a workshop held in August with international and Canadian experts to develop advice for policy makers, regulators and market participants on how to advance the digitalization of money with a view to serving the interests of the users of financial services, the soundness of the financial system and the...

The payments system plays a key role in the Australian economy. It facilitates economic activity by providing a safe, efficient and effective way for Australians to exchange money for goods and services. This review was asked to investigate whether the regulatory architecture of the Australian payments system remains fit-for-purpose and responsive to advances in payments...