The AMA Private Health Insurance Report Card provides consumers with clear, simple information about how health insurance really works. The 2017 Report Card shows that there are a lot of policies on offer and that these provide significantly varying levels of cover, gaps and management expenses. It also highlights that we need private health insurance to be simplified, we need it to be more transparent, but we need it to also cover the real costs of treatment. It is important that private health insurance does not impact a patient’s ability to choose the doctor that is right for them and to have their treatment at a facility that suits them.