The Brookings financial and digital inclusion project report: measuring progress on financial access and usage

Digital divide Internet access Telecommunications Financial inclusion Digital inclusion Access to information United States of America

The Brookings Financial and Digital Inclusion Project (FDIP) employs 33 indicators to comparatively evaluate access to and usage of affordable financial services among people excluded from formal financial services across 21 countries: Afghanistan, Bangladesh, Brazil, Chile, Colombia, Ethiopia, India, Indonesia, Kenya, Malawi, Mexico, Nigeria, Pakistan, Peru, the Philippines, Rwanda, South Africa, Tanzania, Turkey, Uganda, and Zambia. These countries were selected because they have all made recent commitments to financial inclusion and reflect political, economic, and geographic diversity. 

Objective: FDIP measures progress over time and explores:

  • Do country commitments make a difference in progress toward financial inclusion?
  • To what extent do mobile and other digital technologies advance financial inclusion? 
  • What legal, policy, and regulatory approaches promote financial inclusion?

Scorecard: The Scorecard assesses each country using 33 indicators across four dimensions of financial inclusion: country commitment, mobile capacity, regulatory environment, and adoption of selected basic traditional and digital financial services, including payments and savings. Countries have both an overall score and a score for each of the four dimensions.

Report and Country Profiles: The 2015 FDIP Report is the first installment of a series of analysis aimed at comparatively evaluating and analyzing financial inclusion across a diverse set of countries. In addition to scores and rankings, the report includes a snapshot and profile for each country. We hope that this research will provide policymakers, private sector representatives, non-governmental organizations, and other thought leaders with resources that can help improve financial inclusion in the 21 FDIP countries and beyond.

Methodology: To determine country scores and develop the country profiles featured in the report, the FDIP team consulted with a number of key experts and examined many important publications in the field, as well as news reports, government websites, and other relevant sources. We benefited from high levels of engagement among public and private sector contacts in many of the 21 FDIP countries, as well as among representatives of multinational financial inclusion bodies and other financial inclusion authorities. In addition to individual consultations, the report and scorecard draw from multiple data sources, including the Alliance for Financial Inclusion’s 2014 Maya Declaration Progress Report, the World Bank’s 2014 Global Financial Inclusion (Global Findex) database and report, the 2014 International Monetary Fund’s Financial Access Survey, and the Economist Intelligence Unit’s 2014 “Global Microscope” report on financial inclusion.

Website: The FDIP website includes resources to:

  • Download the full 2015 FDIP Report
  • Compare overall and dimension scores with our interactive 2015 FDIP Scorecard tool
  • View individual country scores and other vital stats
  • Download country snapshots
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