Many people are stuck between the high costs of home ownership and the insecurity of renting. A third option, residential leasehold title, could provide the best of both worlds for many households.

This paper presents the case for a single national health insurer to replace the 38 private insurers now operating in the market. Although there would be scale economies, primarily in administration costs, in a single national insurer, such savings would be modest. The case for a single insurer rests on the intrinsic problems associated with...

John Quiggin examines the role of government as the ultimate risk manager. He argues that risk will be the defining concept of the 21st century, the way that globalisation was for the 1990s. Any party aspiring to win this year's election will need to grapple with 'the great risk shift' - the increased exposure of...

This paper shows that health systems oriented towards primary and preventative care achieve better health outcomes at a lower overall cost than systems oriented towards hospital care. It spells out how this can be achieved, with the establishment of 'one stop shop' primary health care centres staffed with all the expertise needed to manage the...

Housing in remote Indigenous communities is in a state of crisis. Overcrowding has reached third world levels, the cost of building new houses is skyrocketing, asset lifespans are short, and organisational capacity within Indigenous Community Housing Organisations is weak, leading to poor maintenance, poor tenancy management and severely misdirected incentive structures for community residents writes...