The edges of home ownership are usually examined in terms of entry (affordability), sustainability (risk of exit through financial stress), and utility (retirees trading-out for asset-based welfare). However, this research shows there is considerable 'churn' at the edges of home ownership in all age groups. Executive summary Key themes

The ageing of the population is a global demographic transition that is creating seismic shifts in the age structure of populations worldwide, and Australia is no exception. This Positioning Paper is the first output of a project that aims to uncover the uses, financial costs and risks of housing equity withdrawal (HEW) via alternative mechanisms...

This Positioning Paper introduces a research project that aims to provide an Australia-wide analysis of the consequences of underemployment for housing security. It explores the connection between an increasingly important but problematic feature of contemporary labour markets (underemployment) and a crucial dimension of housing research and policy (housing security).

This project compares the house price profiles before and after the introduction of neighbourhood renewal programs to consider their impact on perceived amenity (as proxied by house prices). Australian State Housing Authorities have used urban renewal programs to improve housing stocks and strengthen service delivery within poor communities with concentrations of social housing. The programs...

This essay argues that real house prices are being pushed up to levels which require buyers to take on large amounts of debt that are repaid later in the life course. As a result Australian home buyers are exposed to higher levels of credit risk for longer periods of their lives, as evidenced by growing...