Person

Rebecca Edwards

Report

Moving, downsizing and housing equity consumption choices of older Australians

This study analyses current geographic mobility and downsizing behaviours among Australians aged over 55, and considers the barriers to, and consequences of downsizing. Retired Australians tend to retain high levels of housing wealth (rising to 49% of assets for homeowners aged 75+) and most choose...
Report

What impact do house prices have on household debt and labour supply in Australia?

The effect of house prices on households’ financial decisions has been an important question facing researchers and policy-makers. Increases in house prices may lead households to take on additional debt, refinance an existing mortgage, or change the composition of the debt held. Studies of labour...
Report

House prices, household debt and labour supply in Australia

The objective of the research presented in this report is to identify the nature and magnitude of the relationship between house prices, household debt and the labour market decisions of Australian households. It is well known that there is a positive relationship among house prices...
Discussion paper

House prices, mortgage debt and labour supply: evidence from Australian households

This Positioning Paper outlines the research questions and methodology for an AHURI research study which utilises HILDA panel data and instrumental variable econometric techniques to interrogate the relationship between housing prices, household debt and labour supply in Australia. It provides preliminary evidence of important differences...
Report

Labour force participation and household debt

In the past decade or so there has been a substantial rise in the indebtedness and debt-servicing obligations of Australian households. This has been accompanied by a trend increase in labour force participation (LFP) for women and more recently for men. Microeconomic data show a...