This report analyses the economic constraints on people’s ability to buy a home in Australia over the four decades from the early 1980s. It also examines how home ownership has evolved over time; considers demand subsidies provided to first homebuyers; and examines the support from...

A significant proportion of credit card users persistently make low repayments on their debt. This paper tests whether a financial tool known as Prize Linked Debt (PLD) can increase credit card debt repayments amongst borrowers who repay the minimum, using an online experiment.

This study analyses current geographic mobility and downsizing behaviours among Australians aged over 55, and considers the barriers to, and consequences of downsizing. Retired Australians tend to retain high levels of housing wealth (rising to 49% of assets for homeowners aged 75+) and most choose...

This research is the final report of the AHURI inquiry into ‘Pathways to Housing Tax Reform in Australia.’ It features real-world modelling and implementation time frames to steer tax settings that progress the efficiency, equity and sustainability of housing tax policy, and also presents meaningful...

This report examines how the rules embedded in the tax and transfer system, especially in relation to the age pension, may impact on household choices.