Simon Kelly


Regional incomes revisited: what happens to income distribution after age 65?

It is generally accepted that there are significant regional differences in income distribution in Australia. This paper examines the extent of these differences in the working population and in retirement. Differences in income distributions are analysed according to state or territory, remoteness and age. The...

A detailed profiling of housing assistance recipients relative to benchmark groups in the Australian population

Housing assistance (HA) interventions not only aim to meet housing needs, they also contribute to higher level outcomes, such as improved social and economic wellbeing for individuals, families and communities.

Don't stop thinking about tomorrow

New research shows that Australians are not saving enough to afford a comfortable retirement yet they are working less and spending more years in retirement than ever before. According to this report we now expect to spend around 20 years in retirement after age 65...

Superannuation: the right balance?

This report for CPA Australia evaluates the impact of Australia’s simplified superannuation changes post 1 July 2007. The report compares the pre- and post-retirement living standards for 12 representative retirement groups, based on family type, income level and retirement age. It reveals that there is...

Baby boomers - doing it for themselves

History, some might say, has been kind to the baby boomers. They have enjoyed affordable housing, access to free education, often generous welfare benefits and frequently favourable employment markets. Now the baby boomers – those people aged between about 45 and 61 years – will...