Profitability
Briefing paper
Profit in home lending
An examination of the profitability of Australian banks, focusing on profits generated from owner-occupier home loans. The report finds that Australian banks are highly profitable, extracting significant profits from home loans in particular. The report argues that this disproportionately burdens homebuyers, who represent a small proportion of banks' overall business.
Working paper
The rise of activist corporations
This paper argues that Australian corporations are shifting away from traditional business metrics towards stakeholder values, allowing personal or political agendas to take precedence over profitability. It calls for greater accountability in corporate governance and a reconsideration of the role of management in addressing social issues.
Report
Co-operative employment economics: sustaining employment and community prosperity
This report examines the relationship between employment and firm returns comparing two distinct entity models, Equity Owned Firms (EOFs) and Co-operative and Mutual Enterprises (CMEs). It identifies significant differences in the employment maintained by both entity models.
Report
Inflation, profits and market power: towards a new research and policy agenda
The authors of this paper argue that where competition policy is insufficient, new types of public ownership structures should be considered, in order to align business decisions with the public interest and macroeconomic stability.
Report
Prices and profits after the pandemic
This analysis shows that the profits of the largest non-financial companies were up 34 per cent at the end of 2021, compared to pre-pandemic levels – rising significantly faster than inflation and wage growth. This report argues that some firms could have considerable market power with very few competitors, and this could be making the...