Digital wallets (DWs) are increasingly being embedded into a diverse range of sectors including banking, e-commerce, healthcare and government services. This report presents inclusive, evidence-based frameworks to support DW development that bridges gaps between policy, user expectations and commercial imperatives. It identifies key enablers that support informed digital identity management and decision-making.

Digital Asset Platforms are online platforms that hold digital assets, such as crypto, for consumers. This statement aims to provide clarity and certainty to the digital assets sector and outlines the government’s approach to reform, progress to date and the forward workplan. It identifies four key pillars to its approach.

This report summarises research on central bank digital currency (CBDC) and how this has informed the current assessment of CBDC issues in Australia. The report also sets out a three-year roadmap for future work on digital money and concludes that a clear public interest case to issue a retail CBDC has yet to emerge in...

This paper explores the merits of introducing a retail central bank digital currency (CBDC) in Australia, focusing on the extent to which consumers would value having access to a digital form of money that is even safer and potentially more private than commercial bank deposits.

As central banks around the world prepare to launch central bank digital currencies (CBDCs), this paper looks at issues surrounding a retail version of CBDCs that would complement notes and coins for consumers.