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Financial system regulation

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Bank regulation
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Report

Review of the four major banks (fourth report)


The committee reports on the fourth round of hearings, held in October 2018, which focused on the major banks' responses to the interim report of the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry.
Report

Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry: final report


The central task of the Royal Commission was to inquire into and report on whether any conduct of financial services entities might have amounted to misconduct and whether any conduct, practices, behaviour or business activities by those entities fell below community standards and expectations. The inquiry has found that very often, the conduct has broken...
Report

Residential mortgage price inquiry: final report


The opaque and discretionary pricing of residential mortgages by banks makes it difficult and time consuming for borrowers to shop around and stifles price competition, this report by the ACCC has found.
Report

Serious failures in superannuation governance and critical omissions in superannuation regulation


This report shows how regulatory carve outs given to the for-profit super sector have resulted in serious omissions and exemptions in superannuation reforms that have impacted badly on the interests of super fund members.
Technical report

Information about selected aspects of foreign financial services regulation: background paper 30


This technical paper, requested by the Royal Commission, examines aspects of the regulation of financial product and service providers in the United Kingdom, the Netherlands, New Zealand and the United States.