This inquiry report provides an overview of the payments ecosystem, outlining both old and new payment systems. It also provides an overview of the technologies that enable digital wallets and mobile payments, and details of the major platforms and services offered in Australia.

The committee's final report makes 12 recommendations in relation to the regulation of digital assets in Australia, 'de-banking' practices affecting Australian FinTechs and other businesses, and several other issues relating to Australia's position as a technology and financial centre, to drive opportunities for innovative businesses, protect consumers, and enhance Australia's competitiveness.

This research paper examines how small and medium enterprises (SMEs) access debt finance in Australia.

Governments and multinational organisations around the world have begun exploring the feasibility of developing retail digital currencies for domestic and global payments. This policy brief does not address bitcoin or other privately issued digital currencies that are not backed by assets having intrinsic value.

Financial technology (fintech) can help to achieve sustainable development through environmental, social and governance investing, and through financial inclusion initiatives. The authors of this paper argue that better governance and regulatory frameworks are needed to minimise the risks associated with 'fintech for good' while maximising its benefits.