The Federal Treasurer, Josh Frydenberg, has released this Australian government’s response to the Royal Commission.

The central task of the Royal Commission was to inquire into and report on whether any conduct of financial services entities might have amounted to misconduct and whether any conduct, practices, behaviour or business activities by those entities fell below community standards and expectations. The inquiry has found that very often, the conduct has broken...

This paper identifies elements within existing motor accident injury insurance schemes that may act as barriers to accessing compensation for personal injuries or death caused by an automated driving system. The paper discusses how these schemes, or alternative insurance models, could provide cover for injuries and deaths involving an automated vehicle.

The Commission’s work, so far, has shown conduct by financial services entities that has brought public condemnation. Some conduct was already known to regulators and the public - some was not. Why did it happen? The answer seems to be greed – the pursuit of short term profit at the expense of basic standards of...

This report sets out the results of research into consumers’ experiences in buying life insurance directly. The products covered by the research include term life, accidental death, trauma, total and permanent disability (TPD) and income protection insurance.