Restricting the number of investors in the housing market is possible if there is an increase in interest rates on investment loans. In 2017, this kind of regulation reduced house prices in Australia. This paper proposes that reintroducing this policy could, as interest rates fall, help make housing more affordable for owner-occupiers.

Regulatory constraints suppress housing supply. This paper examines the relative extent of rising dwelling prices. While housing inflation is found to affect all states and Australian capital cities, it is found to be worst in New South Wales. It presents 6 recommendations for significant reform.

This report applies statistical and econometric methods to better understand the implications of demand-side housing policy interventions. It examines recent policy proposals to permit first homeowners to access part of their superannuation balance to go to their first home loan deposit. The analysis predicts the proposed policy would inflate housing prices by between 7.4% and...

Home ownership rates have been declining in Australia for most of the 21st century and for the last 25 years, average house prices have increased at twice the rate of income. This paper asserts the problem with the current housing policy settings is that they incentivise demand but do little to increase supply.

Using superannuation for a housing deposit would make homes more expensive, hinder the home ownership aspirations of young Australians, reduce retirement incomes, and lead to a significant long-term cost to the Budget, this report finds. It charts how a long list of demand-side Australian housing policies over several decades have simply made homes more expensive.