Restricting the number of investors in the housing market is possible if there is an increase in interest rates on investment loans. In 2017, this kind of regulation reduced house prices in Australia. This paper proposes that reintroducing this policy could, as interest rates fall, help make housing more affordable for owner-occupiers.

Domestic building insurance (DBI) compensates homeowners for losses relating to incomplete or defective domestic building work. This review was established to examine how well DBI is being managed to protect homeowners. The review concludes the way DBI arrangements are managed has improved, but there are still gaps.

A collection of 12 short analyses examining some of the most pressing issues and policy questions facing the 48th Parliament. Each article gives a high-level perspective of significant public policy issues, covering background, context and legislative history, as well as some of the policy and legislative directions raised in the public debate.

The paper groups financial wellbeing responses into two broad categories: 'comfortable' and 'struggling', focusing on the role of housing. It finds that younger Australians have been hit particularly hard, with multiple sources of financial difficulty. The paper proposes that without targeted policy intervention, financial security becomes increasingly dependent on home ownership status and inherited generational...

This report examines the impact of the decade 2012 to 2022, during which real wages barely grew, exploring how this has affected young Australians. $600b in wages were lost to profit over the decade but wage growth has since recovered and dwelling prices have moderated, reducing pressure on housing affordability.