This paper discusses enabling home buyers to access their superannuation accounts when buying a home. It proposes that allowing Australians to access their superannuation for housing could significantly increase homeownership rates and provide more flexibility in retirement planning. It suggests that concerns about using superannuation for housing can be mitigated.

Wealth inequality over the past 20 years has progressively worsened in Australia. Australia’s wealth is now more unequally distributed than in the past. This paper examines the growth of Australian household wealth from 2002 to 2022 by asset. Tax concessions and the rapid growth in investment properties are found to have contributed to wealth inequality.

In anticipation of the 2025 federal election this paper argues that delivery of housing for all Australians in cities and regions must be made a national priority. The paper offers a number of proposals to: address skill shortages, remove the barriers to housing supply and establish financial settings to encourage home ownership.

This paper examines the impact of allowing superannuation withdrawals for housing purchases in New Zealand and its implications for the 'Super for Housing' proposal in Australia. It includes expert analysis of the New Zealand policy – setting out its effects on house prices, retirement savings, pension outlays and investment returns for super fund members.

This report details the results of a randomised control trial to determine which financial incentives would encourage homeowners to proactively remove asbestos from their properties. The online study found that financial incentives could encourage asbestos removal if they cut immediate costs and provide additional benefits.