Three out of five Australian renters say they expect they will never own their own home — a significant shift that requires rethinking of tax and housing systems so that governments’ support all Australians in a two tier housing market (of owners and renters) into retirement. The policy challenge is to make renting a good...

An examination of the profitability of Australian banks, focusing on profits generated from owner-occupier home loans. The report finds that Australian banks are highly profitable, extracting significant profits from home loans in particular. The report argues that this disproportionately burdens homebuyers, who represent a small proportion of banks' overall business.

This research explores how Indigenous Australians can best be supported to access secure, affordable, and appropriate housing. The insights will inform how Indigenous Business Australia (IBA), and other parties, can address the home ownership dilemma for Aboriginal and Torres Strait Islander people.

Home ownership rates have been declining in Australia for most of the 21st century and for the last 25 years, average house prices have increased at twice the rate of income. This paper asserts the problem with the current housing policy settings is that they incentivise demand but do little to increase supply.

Using superannuation for a housing deposit would make homes more expensive, hinder the home ownership aspirations of young Australians, reduce retirement incomes, and lead to a significant long-term cost to the Budget, this report finds. It charts how a long list of demand-side Australian housing policies over several decades have simply made homes more expensive.