Overview: This is the first national Australian longitudinal study investigating the economic, personal and social costs of youth homelessness over time across a broad range of locations. Too many young Australians are without any form of safe and secure accommodation. It is estimated that approximately 44,000 Australians under the age of 25 are homeless, but...

This report argues that thousands of low income Australians are one step closer to financial inclusion and less likely to borrow from fringe lenders after they’ve received a StepUP Loan. Based on survey data, the report shows 73.6 per cent of respondents experienced a positive change in economic and social outcomes after receiving a loan...

Financial exclusion exists where individuals lack access to appropriate and affordable financial services and products – the key services and products are a transaction account, general insurance and a moderate amount of credit. In May 2011 the Centre for Social Impact (CSI) published the country’s first measurement of financial exclusion. The report provided detailed data...

NAB's Microenterprise Loan program involves unsecured business loans for small enterprises that do not have access to mainstream business finance. The loans are not provided as a band-aid or short-term solution: they are part of a wider program and are offered in partnership with established training, mentoring and support initiatives tailored to the specific needs...

In this report, the Centre for Social Impact has addressed two key questions: 1. Whether the social impact bonds concept is feasible in a New South Wales (NSW) context; and 2. Whether NSW has the necessary ingredients: market conditions, NGO capacity, social investment interest and government preparedness, for this new approach to funding.