Of all the private sector businesses in Australia, 96 per cent are small businesses with fewer than twenty employees and around two in every five private sector workers are employed in a small business. In the eleventh AMP-Natsem Income and Wealth Report, Shih-Foong Chin, Simon Kelly and Ann Harding examine the large, but understated, contribution...

Divorce has far reaching financial consequences with an immediate impact on lifestyle and disposable income and a potentially significant long-term impact on wealth accumulation, according to the latest AMP.NATSEM Income and Wealth Report, by Simon Kelly and Ann Harding.

In this paper for the 2004 Australian Institute of Family Studies conference Justine McNamara, Rachel Lloyd, Matthew Toohey and Ann Harding profile the situation of Australia's most economically disadvantaged children from the late 1990s until 2004. They show that average real incomes rose for Australian families with children in the bottom income quintile, and on...

In the 1960s and 1970s Australians were big believers in having a nest egg of savings set away for a rainy day. Since then times have changed. In the ninth AMP/NATSEM Income and Wealth Report, Ann Harding, Simon Kelly and Rebecca Cassells investigate Australians' relationship with debt and the profile of debt consumption in Australia...

As well as reviewing the results and implications of the housing unaffordability estimates for New South Wales, Queensland, Victoria and the ACT, Elizabeth Taylor, Rachel Lloyd, Marcus Blake and Ann Harding provide a general overview of the scope of the linkage project, and the methodological approaches taken in building the estimates. This background includes attention...