This paper examines the current status of consumer credit and the market for Buy Now, Pay Later (BNPL) credit products.

This analysis shows that the profits of the largest non-financial companies were up 34 per cent at the end of 2021, compared to pre-pandemic levels – rising significantly faster than inflation and wage growth. This report argues that some firms could have considerable market power with very few competitors, and this could be making the...

This paper provides an analysis of competitive tendering procedures and why there are preferable alternatives to current approaches to government procurement.

This report examines how the structure of local grocery markets affects prices and margins in New Zealand.

This submission responds to the digital advertising services inquiry being conducted by the Australian Competition and Consumer Commision. It is positive about the inquiry to date but makes several recommendations in relation to data collection and use to enhance transparency and strengthen the regulatory framework.