Superannuation
Alternative labels
Super funds
Report
Risk management and climate change: the role of the financial services sector
The funds management and superannuation sectors could potentially play a role in providing additional information on long-term climate risks through their investments. However, current incentive structures, which focus on the short-term performance of fund and investment managers, have potentially limited sustainability factors investment decisions.
Report
Planning to be productive: the detailed retirement planning strategies of Australian pre-retirees
Australia’s ageing population has resulted in a large cohort of Australians approaching retirement. Policy responses have recognised the significance of this, seeking to strengthen the labour force participation of older Australians to, in part, meet the fiscal challenges of an ageing population. The nature of how this cohort transition from work to retirement, such as...
Report
Seniors sentiment index
The ageing of the Australian population presents numerous opportunities and it is important to understand how senior Australians view different aspects of their own lives, as well as life in Australia more generally. A summary index is a valuable means of understanding the sentiment of mature age people, and it can be tracked across time...
Report
Compulsory super at 20: 'libertarian paternalism’ without the libertarianism
Australia’s approach to retirement incomes policy has three pillars: the means-tested age pension; compulsory superannuation; and voluntary saving, including saving via superannuation over and above that mandated by the superannuation guarantee. This paper examines the economic case for compulsory superannuation contributions and questions whether compulsory super is the most effective way of promoting household and...
Report
Default superannuation funds in modern awards
This productivity commission report looks into the new changes to superannuation funds in award wages. Australia’s three-pillar retirement income policy comprises a means-tested and government-funded age pension, supported by both voluntary saving and compulsory superannuation contributions. Superannuation effectively became compulsory in 1992 with the introduction of the superannuation guarantee. This guarantee now requires employers to...