Access to superannuation
Alternative labels
Withdrawing superannuation
Early access to superannuation
Briefing paper
Policy brief: early release of superannuation
This policy brief examines the Australian Government's compassionate release of super scheme and its impacts on women's economic security, with a particular focus on medical-related early withdrawals. The brief argues that while the scheme can provide short-term relief, it can also significantly reduce retirement savings and deepen the gender gap in superannuation outcomes.
Report
Building futures not barriers: superannuation that works
This report gathers case studies and evidence on issues First Nations Australians are facing with superannuation, and provides practical solutions and recommendations for improvement. It identifies key barriers and shows that many First Nations peoples are shut out of the superannuation system and denied access to their savings.
Report
Taking ownership of death benefits: how trustees can deliver outcomes Australians deserve
This report provides detailed observations from a review of the death benefit claims handling practices of 10 superannuation trustees and provides 34 actions for industry. It identifies better practices, as well as systemic failures by some trustees. The report found that none of the reviewed trustees monitored or reported on their end-to-end claims handling processes...
Report
The housing market effects of using superannuation savings for housing
This report applies statistical and econometric methods to better understand the implications of demand-side housing policy interventions. It examines recent policy proposals to permit first homeowners to access part of their superannuation balance to go to their first home loan deposit. The analysis predicts the proposed policy would inflate housing prices by between 7.4% and...
Report
Super for housing
This paper discusses enabling home buyers to access their superannuation accounts when buying a home. It proposes that allowing Australians to access their superannuation for housing could significantly increase homeownership rates and provide more flexibility in retirement planning. It suggests that concerns about using superannuation for housing can be mitigated.