This research investigated the growing numbers of middle-aged and older Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income. Between 1987 and 2015, mortgage debt among older mortgagors increased by 600% (from $27,000 to over $185,000). These trends have significant consequences for older...

This report provides insights on the impact of regulation and policy reform implemented by the Victorian government in relation to energy issues reported by callers to Consumer Action’s National Debt Helpline.

This report builds on previous work on financial resilience in Australia and represents the beginning of an exploration of the financial resilience of Aboriginal and Torres Strait Islander peoples.

This report provides an insight into the struggles and difficulties many Australians face trying to meet rising energy prices, pay the rent and feed their families. ESIS respondents are certainly feeling the pinch and facing unprecedented hardships.

How do households with low and uncertain incomes cope with risk and strive to make ends meet?