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Housing assistance

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Report

State of the housing system: 2025


The report details Australia’s current housing demand, supply and affordability conditions, and the expectations for these over the coming years. It finds that housing affordability continued to deteriorate in 2024, with worsening trends across most capital cities and regional areas. It makes 15 policy recommendations in five key policy areas.
Report

Modelling landlord behaviour and its impact on rental affordability


This research looks at what shapes the investment behaviour of small-scale, residential landlords. It presents new evidence on rental investment behaviour and examines the potential impacts of policy changes on landlords’ costs of supplying rental housing, along with the effects on affordability for tenants.
Report

Grounded in affordability: the economic case for community land trusts


This report presents a new economic model for Community Land Trusts in Australia that strengthens their business case through advanced land and housing taxation methods. It shows how value-based ground leases, indexed resale formulas and targeted public investment can reduce home costs by 39%, halve mortgage requirements and deliver perpetual affordability.
Evaluation

Future Directions evaluation: final reports for the strategy and program evaluations


This report outlines the findings of outcome, economic and implementation evaluations of the Future Directions social housing programs. It finds more housing provision and better tenant experience, but less evidence of progress towards reducing reliance on social housing.
Report

The housing market effects of using superannuation savings for housing


This report applies statistical and econometric methods to better understand the implications of demand-side housing policy interventions. It examines recent policy proposals to permit first homeowners to access part of their superannuation balance to go to their first home loan deposit. The analysis predicts the proposed policy would inflate housing prices by between 7.4% and...