This report argues that New Zealand must make strategic decisions now about how it will respond to the impact of climate change on the insurance industry. It asserts that without policy intervention, outcomes will be regionally inconsistent and further entrench existing inequalities. The report explores various options for how New Zealand might keep residential insurance...

Climate change is making insurance more expensive in Australia, with insured catastrophe losses reaching a record $7 billion in 2022. These costs are adding to inflation, increasing up to five times faster than the consumer price index. Costs are not shared equally, with some premiums in the north of the country double those in the...

This paper argues that insurance company boards are uniquely positioned to affect positive change by strengthening their oversight of fairness practices. It challenges boards to consider how they currently ensure fair customer outcomes and how they might better consider the impact of insurance practices on the community.

This report outlines the findings and recommendations from a year of investigation by the House of Representatives Standing Committee on Economics into the collective failure of insurers to meet their obligations after the 2022 floods. This report details 86 recommendations to improve claims management, improve the transparency of reporting, lower premiums for households and improve...

This report shows that the impact of extreme weather on the Australian economy has more than tripled over the last three decades. The report urges governments to increase investment in resilience, prevent development of homes in high-risk locations and reform unfair state taxes on insurance products.