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Financial services industry

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Report

Digital assets in Australia: final report


This report recommends the development of a principles-based regulatory framework for digital assets, such as private stablecoins, central bank digital currencies (CBDC), tokens and cryptocurrencies.
Discussion paper

Designed to disrupt: reimagining banking products to improve financial safety


This discussion paper is the first in a series of papers that will look at how the finance sector can minimise harm from the misuse of its products by perpetrators of domestic violence. The paper calls for financial products to better support financial safety.
Discussion paper

Regulating Buy Now, Pay Later in Australia: options paper


This consultation paper examines the regulatory challenges of emerging financial products, with a particular focus on Buy Now, Pay Later (BNPL) and the appropriate regulatory approach to maintain the benefits of accessing credit while ensuring consumers are adequately protected.
Report

Young people's financial strategies: insights from the Australian Youth Barometer


This report shines a light on young people’s relationship with money. It also provides insights into how this relationship intersects with matters of family, employment and the pandemic. The findings will be of interest to young people, those supporting young people, financial service providers, and governments at state and federal levels.
Report

Safety net for sale: the role of Buy Now Pay Later in exploiting financial vulnerability


This report explores the use of Buy Now, Pay Later (BNPL) among Good Shepherd clients, the impacts being seen from its use, and the role of BNPL in exploiting financial insecurity.