Policy report

Policy brief on access to finance for inclusive and social entrepreneurship: what role can fintech and financial literacy play?

Blockchain Crowdfunding Big data Financial literacy Entrepreneurship Financial services industry Social impact investing Socio-economic disadvantage

This policy brief presents evidence on the access to finance challenges faced by entrepreneurs from under-represented and disadvantaged groups and social entrepreneurs, and discusses how public policy could harness the potential of fintech to address these challenges. This covers crowdfunding, blockchain and the application of big data to finance for inclusive and social entrepreneurship.

The brief also discusses the growing need for governments to strengthen financial literacy among the target groups of inclusive and social entrepreneurship policy, including with respect to fintech. Different policy approaches are discussed, including embedding financial literacy training in financial intermediation.

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OECD Local Economic and Employment Development (LEED) Papers, No. 2022/06