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Organisation

The Australia Institute

Acronym:
TAI
Report

The price of disloyalty: Why competition has failed to lower ATM fees


One of the most expensive ways for Australians to access their own money is by using an automatic teller machine (ATM) that is not provided by their own bank. In most cases, third-party ATMs charge $2 for every transaction, including checking one's account balance. In other words, $2 is the price consumers pay every time...
Report

Evidence versus emotion: How do we really make financial decisions?


Around one in three Australians are regularly putting one or more everyday bills like utilities, car registration and groceries on their credit card but not paying the balance off in full each month. Categorised as 'playing catch-up', these people face higher rates of interest on household bills, due to lack of cash flow. The Australia...
Report

The Australian government's solar PV rebate program


Government subsidies for residential solar photovoltaic (PV) energy systems are ineffective, costly and unfair, argues this research paper. The research, by Andrew Macintosh, Associate Director of the ANU Centre for Climate Law and Policy, and Deb Wilkinson, evaluated the outcomes from the Australian Government's decade-long residential solar PV rebate program. It found that despite costing...
Report

Long time, no see: the impact of time poverty on Australian workers


Time, as they say, is money. In fact, one of the most important aspects of our lives - what we do for a living - involves exchanging our time, in the form of labour, for money. Yet, millions of Australians 'donate' unpaid overtime to their employers on a regular basis. Like money, time is vital...
Report

Rough trade - How Australia's trade policies contribute to illegal logging in the Pacific Region


The Australian Government is not doing enough to ensure that Australian imports of forestry products are consistent with the goals of Australian aid programs and stated commitments to reduce greenhouse gases. Australian aid includes programs and projects to help Indonesia, Papua New Guinea and the Pacific Island nations to better manage their forestry resources for...