Climate change is making insurance more expensive in Australia, with insured catastrophe losses reaching a record $7 billion in 2022. These costs are adding to inflation, increasing up to five times faster than the consumer price index. Costs are not shared equally, with some premiums in the north of the country double those in the...

This paper examines the impact of the rising cost of university education on young people, finding that student contributions have increased significantly in recent decades, outpacing both inflation and graduate salary growth. This trend has led to a substantial increase in student debt with negative consequences for graduates' future prospects.

An examination of the profitability of Australian banks, focusing on profits generated from owner-occupier home loans. The report finds that Australian banks are highly profitable, extracting significant profits from home loans in particular. The report argues that this disproportionately burdens homebuyers, who represent a small proportion of banks' overall business.

As Australia’s cities continue to grow, policies that incentivise more people to walk, cycle, and ride electric devices could help reduce congestion. However, less than 1% of federal road funding is spent on active transportation. This paper argues that unless funding is increased, Australia will continue to lack the infrastructure needed to reduce car dependency.

A whistleblower rewards system would empower regulators to reveal and prosecute corporate and white-collar criminal behaviour and create a more competitive and scrupulous economy in Australia, according to this discussion paper. It draws on the success of similar systems overseas to propose a scheme funded by fines for offenders.