A recent report by the Australian Institute of Superannuation Trustees raised concerns about the erosion of retirement income by ongoing rental or mortgage payments. The report by the Australian Institute of Superannuation Trustees is timely, given the Australian aged pension system is predicated on an assumption of outright home-ownership. Yet increasing numbers of people are...

An efficient superannuation system is critical to help Australia meet the economic and fiscal challenges of an ageing population. The superannuation system has accumulated over $2 trillion in assets. Given the system’s size and growth, the system is of central importance to funding the economy and delivering retirement incomes. MySuper has been a strong step...

This report shows that Australia’s overall home ownership rate has been declining gradually over the past fifty years, and more rapidly since the turn of the century; and that the decline in the overall home ownership rate conceals much sharper declines both in the rate of outright (that is, debt-free) home ownership and in the...

The Future Fund was established in May 2006 to strengthen the Commonwealth’s long‑term financial position by making provision for unfunded superannuation liabilities of Commonwealth employees that will become payable during a period when an ageing population is likely to place significant pressure on the Commonwealth’s finances. The Future Fund Act 2006 allows the Future Fund...

The 2016 Review of Retirement Income Policies covered seven themes spread across seven months: KiwiSaver, decumulation, ageing workforce, who pays for what, vulnerable groups, who gets what and the international picture.